Job
Summary:
Originates investment quality loans by selling firm's
loan products and services to meet the needs of its client base. Responsible for the overall customer
interaction and interface with all parties involved on each individual loan
that is originated from application to closing, including but not limited to: counseling
and pre-qualifying potential borrowers; taking or reviewing applications
received for complete and accurate; obtaining all necessary support documents
along with the appropriate fee and lock-in information; overseeing the loan
process by monitoring loan status and ensuring conformity with terms; assisting
in collecting additional documents and promptly communicating loan status to
all interested parties, and obtaining loan documentation after closing, as
directed by management.
- Sources, develops and structures mortgage
financing requests for new and existing customers.
- Negotiates terms, structures loan financing
based on risk considerations and presents credits for approval to appropriate
levels of authority as required.
- Utilizes in-house
programs to meet customers’ credit needs with alternative broker product a
secondary choice.
Assists customers with
inquiries and information requests, and resolves complaints relating to
loan products and services offered.
Pre-requisites:
Minimum two years of lending experience.
Working knowledge of standard loan products in
the industry, various state guidelines and strong familiarity with
underwriting standards.Skills:
Ability to calculate figures and amounts such as
discounts, interest, commissions, proportions, percentages, area,
circumference and volume.
Strong interpersonal-communication and
business-relationship skills.
Detail
oriented with strong organizational and follow-through skills.
Excellent analytical, written and verbal communication
skills.Education:
High school diploma or equivalent
Bachelor’s degree in
finance, business, or economics preferred but not required